Seek Professional Advice Before Accepting a Settlement
In Chicago, Allegretti & Associates wants you to know that If you have been offered a settlement for a semi truck accident, there is important information you need to know before accepting compensation.
You have a lot to deal with in the aftermath of a truck accident: injuries, loss of time from work, bills piling up, etc. It may seem much easier and more efficient to simply accept whatever settlement is offered to you by the insurance company and be done with it. However, by not contacting an attorney for advice on pursuing a lawsuit, you may wind up sacrificing you and your family’s future needs.
If a truck accident occurs, you will find that multiple insurers are involved, each with their own agendas…none of which are making sure you receive the most comprehensive settlement possible. This includes your own insurance company. While a quick settlement may seem ideal on the surface, the truth is that the insurance companies are counting on you being so happy they sped up the process, you won’t look too closely at the settlement amount, what it covers, and for how long. Remember, you are entitled to receive compensation for:
• Medical expenses
• Hospital bills
• Lost wages
• Pain and suffering
• Anticipated future medical bills
• Physical therapy expenses
• Long-term loss of earnings
Even if you are concerned that you played some part in causing the accident, you may still be entitled to more of a settlement that you are being offered.
The trucking company, truck driver, and other stakeholders may also be hoping to keep things “quiet,” so that any negligence on their part remains hidden. This is dangerous to everyone, as any careless acts on their part are likely to be repeated if they aren’t made to answer for your accident. If the truck driver was fatigued due to driving in excess of the number of hours allowed, that will come out during a lawsuit. So will any faulty maintenance or illegal overloading practices of the trucking company. A lawsuit on your behalf can protect other innocent drivers from suffering the same injuries and losses – or worse – down the line.
Seek an attorney’s advice before accepting any quickie settlements. Find out exactly what you may be entitled to in a proper settlement and then decide whether to accept what is being offered or if you would be better served by pursuing a lawsuit. Schedule a consultation with Chicago’s own Jim Allegretti of Allegretti & Associates as soon after you are injured in a truck accident as possible at 866-745-1531, or submit our quick contact web form.